Never mind the B*****, here's the other financial stuff
Can you do a financial podcast and not mention the Budget right now?
No, not really. But you can give it a good shot at keeping Budget chat to the minimum.Â
On this week's podcast, Georgie Frost, Lee Boyce and Simon Lambert take breather from talking about Rachel Reeves and the endless cycle of madness that is the Budget 2025 build up to discuss some other stuff.
Can they get through it without mentioning the Budget anymore than five times? Listen to find out.
First up it's interest rates. Why did the Bank of England hold, will there be a cut next month and how far will they fall? Plus, how have rate expectations shifted and where exactly do mortgage borrowers and savers stand now?
Next, it's house prices. Leading estate agent Savills says property values are due to rise 22 per cent in five years, but is that a lot or a little - and could homes actually be getting cheaper.
Lee explains why savers are stashing so much cash and Simon sounds a clarion call for moving your money out of insult accounts.
Then via a quick diversion avoiding sneaky speed cameras, it is on to the turf war. Is it ever okay to consider artificial grass and what will it do to your house price?
Listen to the end for B***** mentions score.
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1:00:17
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1:00:17
Will Rachel Reeves dare to hike income tax?
Despite repeated assurances that Labour would not break its election manifesto by hiking income tax, it appears it is now under consideration by the Chancellor in the Autumn Budget.
Why is Rachel Reeves mulling over this U-turn, how much would it cost us, and would she really dare to do it? Â
This is Money's Angharad Carrick, Helen Crane and Georgie Frost discuss.
Speculation over a 'mansion tax' in the Budget has also reared its head again. The team discuss whether it's a good idea to tax people with pricey homes, and how on earth HM Revenue & Customs would decide whether someone's house is worth more than £2million or not.
Elsewhere, some good news in store, as Goldman Sachs has predicted the Bank of England will cut interest rates at its meeting next week.
Does fading inflation and sluggish growth mean this is now on the cards, and would the Bank dare to make a move before the Budget beast is unleashed? The team discuss.
They also look at why we're now paying three times the energy standing charges we were six years ago, and why some chocolate biscuits can no longer call themselves chocolate.
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36:39
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36:39
Could you become an Isa millionaire? Meet the man who did it in his 30s
The dream of becoming an Isa millionaire will be a common ambition among many This is Money podcast listeners.
Most will probably dismiss it as fantasy but what if you could actually get there?
Recently a long-time This is Money reader got in touch to tell us that he had managed just that... at the age of 36.
Ollie Perry was happy to share his story, not to boast but to try to inspire others and to show that it isn't just wealthy boomers who can manage to make an Isa million.
On this podcast, Georgie Frost, Lee Boyce and Simon Lambert discuss his story and what we can learn from it.Â
How did he do it, are the big risks he took suitable for others, and what if you if prefer to get rich slower but with less chance of something going wrong?
With a new top rate in town, Lee takes a look at the best buy savings deals on the market, Simon delves into why so many homes are seeing asking prices cut, and Georgie ponders why people are rushing to pay big money for retro tech that doesn't work.
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57:21
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57:21
Should Rachel Reeves keep her tax promises - or just break them?
Rachel Reeves is in a sticky position ahead of the Budget.Â
Forecasts suggest she will need £30billion to balance the books - and having made such a fuss about the Tory 'black hole' and her fiscal rules, the Chancellor is in a bind.
Problematically, the government also painted itself into a corner with Labour's election pledge not to raise income tax, national insurance or VAT - which amount for two-thirds of tax revenue.
So what can Rachel Reeves do? Should she fiddle at the edges and try to raise bits here and there, distorting behaviour with tax even more, or should she break that promise and hike one of the big three.
On this week's podcast, Georgie Frost, Helen Crane and Simon Lambert look at why the Chancellor is in a pickle and what leading economists at the IFS say she could do.
And whether just because she could, does it mean she should?
Plus, should you doom prep your finances, why are millennials becoming landlords and would you ride in a driverless taxi?
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1:02:02
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1:02:02
Why investors are worried about a giant AI bubble - and what happens if it bursts
AI hype is still driving share prices higher but there are a growing number of voices warning of a stock market bubble that might soon burst.
The Bank of England added its name to the list of those raising concerns this week, as its Financial Policy Committee drew comparisons with the ‘dotcom’ boom 25 years ago that soon turned to bust.
The red flags include a number of high profile, huge money deals involving OpenAI, with Oracle, Nvidia and now AMD, along with a massive data centre infrastructure splurge and questions over the robustness of credit markets.
But why has AI gone from great investment hope to potential market super villain in a short space of time? What on earth is going on with US tech giants' 'I give you money, you buy my stuff' deals? And are there genuine parallels to be drawn with the dotcom boom, or the months before the credit crunch?
On this podcast, Georgie Frost, Angharad Carrick and Simon Lambert, look at why people are worried about an AI bubble popping and what investors can do to protect themselves.
Plus, could you claim some money back from the car finance compensation that the FCA announced this week?
Could we really scrap stamp duty - and would that be a good idea?
And why did some households manage to may nothing for their electricity last week?
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