Hosted by: David BaughierWatch on YouTube HereWelcome to the Forget About Money podcast, where we encourage you to take action today so that you can focus on wh...
How To Build Generational Wealth: 5 Strategies To Help Your Kids Become Millionaires!
🏦 How Parents Can Help Kids Build Wealth: 5 Proven Strategies💡 Want to ensure your children achieve financial success and independence? This episode provides actionable steps for teaching kids about money and helping them build wealth early. From custodial Roth IRAs to strategic gifting and financial education, we explore how parents can play a pivotal role in creating a strong financial foundation for their kids. Watch and Subscribe on YouTubeIn this episode, we discuss: 1️⃣ Investing for Kids: How parents can start early with custodial accounts. 2️⃣ Custodial Roth IRAs: A powerful wealth-building tool for young earners. 3️⃣ Financial Education: Teaching compound interest and smart spending habits. 4️⃣ Encouraging Work Ethic: Guiding teens to value earning and saving. 5️⃣ Wealth Transfer Tips: How to gift wealth responsibly while instilling financial values.🔗 David’s Links: 📈 Help Your Kids Build Wealth and Become Millionaires by 40⚠️ Die With Zero by Bill Perkins? Millionaires Only, Please!💰 Free Money Course🍏 Forget About Money on Apple Podcasts🎧 Forget About Money on Spotify📝 Episode Highlights: 🟠 Helping Kids Build Wealth: Actionable steps for parents. 🔄 Custodial Roth IRAs: How they secure a strong financial future. 🏠 Teaching Financial Independence: Habits kids can carry for life. 📈 The Magic of Compound Interest: Growing wealth with time. 💰 Responsible Wealth Transfer: How to guide young adults toward financial success. #millionaire #generationalwealth #teachingkidsaboutmoney 🎧 Listen & Subscribe: Join us for more episodes exploring financial independence, parenting strategies for wealth-building, and actionable advice for young professionals. Don’t forget to hit subscribe and tap the bell 🔔 to stay updated!📜 Disclaimer: This podcast is for entertainment and informational purposes only and does not constitute financial advice. Always consult a qualified financial advisor before making major financial decisions.
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How to Save Your First $100,000 by Age 30!
💵 Ready to save your first $100K? Learn how disciplined saving, smart investing, and mindset shifts can help you hit this incredible financial milestone.📈 If you’re a twenty-something aiming to break free from paycheck-to-paycheck living and build wealth for the future, this conversation will inspire you to take action with practical tips and proven strategies.Watch and Subscribe on YouTubeIn this episode, we discuss: 1️⃣ Reaching $100K: Why it’s a critical milestone and how compound interest accelerates your journey. 2️⃣ Case Studies for Success: Three realistic paths—college grad, military member, and service industry worker. 3️⃣ Building Financial Habits: The power of automation, cutting back on expenses, and starting small. 4️⃣ Overcoming Challenges: How to stay consistent with saving despite societal and financial pressures. 5️⃣ 💰 FU Money: The freedom of financial security and how $100K sets the stage for financial independence.🔗 David’s Links: 📊 Compound Interest Calculator📈 Compound Interest Can Make You Rich! 💰 Free Money Course🍏 Forget About Money on Apple Podcasts🎧 Forget About Money on Spotify📝 Episode Highlights: 🟠 Achieving $100K: Why it's a game-changer for young adults. 🔄 Automation and Investing: Tools to start building wealth today. 🏠 Housing, Food, and Transportation: Top three ways to reduce expenses. 💰 FU Money: The financial freedom to choose your path. 📈 Compound Interest: Let your money work harder for you. #savingmoney #financialindependence #personalfinance 🎧 Listen & Subscribe: Join us for more episodes tackling financial independence, wealth-building habits, and strategies to transform your financial future. Hit subscribe and tap the bell 🔔 to stay updated!📜 Disclaimer: This podcast is for entertainment and informational purposes only and is not financial advice. Always consult a qualified financial advisor before making major financial decisions.
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Small Cap Value Investing: Is It Still Worth It in 2025?
Karsten Jeske (Big Ern) and Paul Merriman engage in a lively debate about Small Cap Value Investing versus Broad Market Strategies.Should you tilt your portfolio toward small-cap value to capture a potential risk premium, or is sticking with broad-based funds like VTSAX the more reliable approach? With decades of financial expertise, Karsten and Paul offer opposing yet insightful perspectives to help you refine your long-term investment strategy.Watch and Subscribe on YouTubeIn This Episode, We Discuss: 1️⃣ Small Cap Value Premium: 📜 Historical data and its implications for modern portfolios. 2️⃣ VTSAX vs. Small Cap Value: ⚖️ Should investors embrace simplicity or pursue specialization? 3️⃣ Risk Premium Debate: 🎢 Does small-cap value justify the added risk in today’s market? 4️⃣ Sequence of Returns Risk: ⏳ The dangers of timing when withdrawing in early retirement. 5️⃣ Market Timing vs. Buy-and-Hold: 🎯 Are disciplined investors better off avoiding tactical shifts? 6️⃣ Portfolio Construction Tips: 🏗️ Allocating assets for growth, diversification, and resilience. 7️⃣ Nuances in Factor Investing: 🔬 Exploring quality screens, value premiums, and active management.🔗 Paul Merriman's Links: 🌐 Merriman Financial Education Foundation📚 We’re Talking Millions! 12 Simple Ways to Supercharge Your Retirement (And other Free Book Downloads)📊 Quilt Charts (Referenced in the Episode): 📺 YouTube Video Explaining the Two ChartsGraph 1: 4 US Asset Class Indexes & 4 Fund Combo Relative Return Ranking (1928-2023)Graph 2: Asset Classes & 4 Fund Combo (1928-2023) - Return Rank Frequency🔗 Karsten’s Links: 📘 Early Retirement Now Blog📈 Safe Withdrawal Rate Series📊 Recent Post on Small Cap Value🔗 David’s Links:💰 Free Money Course🍏 Forget About Money on Apple Podcasts🎧 Forget About Money on Spotify#retirement #investing #smallcap #paulmerriman #karstenjeske🎧 Listen & Subscribe: Don’t miss future episodes where we explore the best investment strategies, financial independence, and wealth-building insights. Hit subscribe and tap the bell 🔔 to stay updated!📜 Disclaimer: This podcast is for entertainment and informational purposes only. It is not financial advice. Always consult a qualified financial advisor before making major financial decisions.
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🏛️ 7 Stoic Money Lessons That Will Change How You See Wealth! 🤯
🔑 Discover How to Apply Stoic Teachings to Your Finances From practicing temporary poverty to preparing for misfortune, these lessons aren't just about saving money—they're about cultivating a life of virtue and contentment.Watch and Subscribe on YouTubeIn This Episode, We Discuss: 1️⃣ Money is Indifferent: Why your character matters more than your wealth. 2️⃣ Live Simply: How eliminating unnecessary desires creates a richer life. 3️⃣ Count Your Blessings: Gratitude as a tool for financial clarity. 4️⃣ Practice Temporary Poverty: Build resilience by embracing discomfort. 5️⃣ Prepare for Misfortune: The power of negative visualization in money management. 6️⃣ Choose a Sage: Mentorship and role models for wise financial decisions. 7️⃣ Invest in Yourself: Why personal growth is the best investment you can make.Key Stoic Quotes from the Episode: 🧘 "True wealth is found in character, not currency." – Jonas Salzgeber ⚖️ "Focus on what’s within your control and accept the rest." – Core Stoic Teaching 💡 "Live simply to live well." – Ancient Stoic Philosophy 🌱 "Gratitude turns what we have into enough." – Jonas Salzgeber 🛡️ "Prepare for challenges in times of peace." – Jonas Salzgeber🔗 Jonas Salzgeber’s Links:📘 The Little Book of Stoicism: Timeless Wisdom to Gain Resilience, Confidence, and Calmness🌐 NJ Lifehacks Official Site🧘♂️ Mastering Flow: Perform Better, Experience More Joy, and Live a Happier Life🔗 David’s Links:✍️ Stoicism: The Philosophy of Financial Independence💰 Free Money Course🍏 Forget About Money on Apple Podcasts🎧 Forget About Money on Spotify#gratitude #personalfinance #moneylessons #stoicism🎧 Listen & Subscribe:Join us for more episodes exploring Stoic philosophy, financial independence, and cultivating a mindful approach to money and life. Hit subscribe and tap the bell 🔔 to stay updated!📜 Disclaimer: This podcast is for entertainment and informational purposes only and is not financial advice. Always consult a qualified financial advisor before making major financial decisions.
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🌿 Practical Stoicism: Turning Adversity Into Strength With Jonas Salzgeber! ✍️
🧘 Practical Stoicism helps us navigate life's challenges with clarity, acceptance, and emotional resilience. In this episode, Jonas Salzgeber shares how Stoic philosophy can guide us in managing anxiety, aligning our values, and flourishing through virtue and mindfulness.Watch and Subscribe on YouTubeIn this episode, we discuss: 1️⃣ Misconceptions About Stoicism: Why Stoicism is not about suppressing emotions but fostering awareness and regulation. 2️⃣ Key Themes in Stoicism: Virtue, control, and personal responsibility as pathways to flourishing. 3️⃣ Stoicism and Anxiety: How Stoic practices combat the stresses of modern life, including social media and consumerism. 4️⃣ Self-Reflection: Discovering your best self through introspection and mindfulness. 5️⃣ Gratitude and Perspective: Reframing challenges and embracing life’s inherent complexity. 6️⃣ Cultural Perspectives: How Stoicism resonates differently across societies and lifestyles. 7️⃣ Practical Meditations: Techniques inspired by Stoicism to regulate emotions and find inner peace.🔗 Jonas Salzgeber’s Links: 📘 The Little Book of Stoicism: Timeless Wisdom to Gain Resilience, Confidence, and Calmness🌐 NJ Lifehacks Official Site🧘♂️ Mastering Flow: Perform Better, Experience More Joy, and Live a Happier Life📝 Notable Quotes 🧘 "Be well, despite all the luxury." – Jonas Salzgeber 🤔 "You don't really know whether something is good or bad because you don't know the future. Life is more complex than we know or will ever understand." – Jonas Salzgeber ✍️ "If you didn't learn these things in order to demonstrate them in practice, what did you learn them for?" – Jonas Salzgeber 🌱 "You can always at least see something as a challenge for you to grow, even if it's really difficult." – Jonas Salzgeber 🛡️ "Take responsibility. For the Stoics, you are responsible for your own flourishing in life." – Jonas Salzgeber 🧠 "If it’s not right, do not do it. If it’s not true, do not say it." – Marcus Aurelius 🌊 "Seek not for events to happen as you wish, but rather wish for them to happen as they do, and your life will go smoothly." – Epictetus 🎁 "Don’t take life for granted; treat it as a gift and use it well." – Ancient Stoic Philosophy 🎯 "Focus on what’s within your control and accept the rest." – Core Stoic Teaching🔗 David’s Links:✍️ Stoicism: The Philosophy of Financial Independence💰 Free Money Course🍏 Forget About Money on Apple Podcasts🎧 Forget About Money on Spotify#mindfulness #personalgrowth #stoicism #practicalstoicism 🎧 Listen & Subscribe: Join us for more episodes exploring Stoic philosophy and its practical applications for modern life. Hit subscribe and tap the bell 🔔 to stay updated!📜 Disclaimer: This podcast is for entertainment and informational purposes only and is not financial advice. Always consult a qualified financial advisor before making major financial decisions.
Hosted by: David BaughierWatch on YouTube HereWelcome to the Forget About Money podcast, where we encourage you to take action today so that you can focus on what matters most to you.Flavor: Money, Lifestyle, Mindset, and a Dash of HumorWatch us on YouTube: Meet the Host: David: The Calculated Voice of Financial Wisdom. David is the epitome of calm and collected, especially when navigating the complexities of personal finance. His advice is grounded, reliable, and reflects his deep understanding of the financial independence journey. David is the guy behind Fiology, a free resource that escorts you through 52 concepts of financial independence - for free! Click here for the free money course.What You Will Hear! In-Depth Money Matters: Dive into comprehensive discussions about personal finance, including topics like effective budgeting strategies, smart investment choices, and navigating the ever-changing economic landscape. Practical Lifestyle Hacks: Learn how to enhance your lifestyle without straining your finances. Episodes might cover topics such as frugal yet fulfilling travel, cost-effective home improvements, or how to enjoy luxury experiences on a budget. Mindset Focus: Explore ways to maintain a positive and productive mindset in the face of financial challenges. Listen to real-life stories of overcoming debt, the psychological aspects of money management, and tips for staying motivated on the path to financial independence.Social Handle: @forgetaboutmoneyWhere to Watch: YouTube @forgetaboutmoneypodcast - Subscribe