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Forget About Money

Podcast Forget About Money
David Baughier
Hosted by: David BaughierWatch on YouTube HereWelcome to the Forget About Money podcast, where we encourage you to take action today so that you can focus on wh...

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  • Small Cap Value Investing: Is It Still Worth It in 2025?
    Karsten Jeske (Big Ern) and Paul Merriman engage in a lively debate about Small Cap Value Investing versus Broad Market Strategies.Should you tilt your portfolio toward small-cap value to capture a potential risk premium, or is sticking with broad-based funds like VTSAX the more reliable approach? With decades of financial expertise, Karsten and Paul offer opposing yet insightful perspectives to help you refine your long-term investment strategy.Watch and Subscribe on YouTubeIn This Episode, We Discuss: 1️⃣ Small Cap Value Premium: 📜 Historical data and its implications for modern portfolios. 2️⃣ VTSAX vs. Small Cap Value: ⚖️ Should investors embrace simplicity or pursue specialization? 3️⃣ Risk Premium Debate: 🎢 Does small-cap value justify the added risk in today’s market? 4️⃣ Sequence of Returns Risk: ⏳ The dangers of timing when withdrawing in early retirement. 5️⃣ Market Timing vs. Buy-and-Hold: 🎯 Are disciplined investors better off avoiding tactical shifts? 6️⃣ Portfolio Construction Tips: 🏗️ Allocating assets for growth, diversification, and resilience. 7️⃣ Nuances in Factor Investing: 🔬 Exploring quality screens, value premiums, and active management.🔗 Paul Merriman's Links: 🌐 Merriman Financial Education Foundation📚 We’re Talking Millions! 12 Simple Ways to Supercharge Your Retirement (And other Free Book Downloads)📊 Quilt Charts (Referenced in the Episode): 📺 YouTube Video Explaining the Two ChartsGraph 1: 4 US Asset Class Indexes & 4 Fund Combo Relative Return Ranking (1928-2023)Graph 2: Asset Classes & 4 Fund Combo (1928-2023) - Return Rank Frequency🔗 Karsten’s Links: 📘 Early Retirement Now Blog📈 Safe Withdrawal Rate Series📊 Recent Post on Small Cap Value🔗 David’s Links:💰 Free Money Course🍏 Forget About Money on Apple Podcasts🎧 Forget About Money on Spotify#retirement #investing #smallcap #paulmerriman #karstenjeske🎧 Listen & Subscribe: Don’t miss future episodes where we explore the best investment strategies, financial independence, and wealth-building insights. Hit subscribe and tap the bell 🔔 to stay updated!📜 Disclaimer: This podcast is for entertainment and informational purposes only. It is not financial advice. Always consult a qualified financial advisor before making major financial decisions.
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  • 🏛️ 7 Stoic Money Lessons That Will Change How You See Wealth! 🤯
    🔑 Discover How to Apply Stoic Teachings to Your Finances From practicing temporary poverty to preparing for misfortune, these lessons aren't just about saving money—they're about cultivating a life of virtue and contentment.Watch and Subscribe on YouTubeIn This Episode, We Discuss: 1️⃣ Money is Indifferent: Why your character matters more than your wealth. 2️⃣ Live Simply: How eliminating unnecessary desires creates a richer life. 3️⃣ Count Your Blessings: Gratitude as a tool for financial clarity. 4️⃣ Practice Temporary Poverty: Build resilience by embracing discomfort. 5️⃣ Prepare for Misfortune: The power of negative visualization in money management. 6️⃣ Choose a Sage: Mentorship and role models for wise financial decisions. 7️⃣ Invest in Yourself: Why personal growth is the best investment you can make.Key Stoic Quotes from the Episode: 🧘 "True wealth is found in character, not currency." – Jonas Salzgeber ⚖️ "Focus on what’s within your control and accept the rest." – Core Stoic Teaching 💡 "Live simply to live well." – Ancient Stoic Philosophy 🌱 "Gratitude turns what we have into enough." – Jonas Salzgeber 🛡️ "Prepare for challenges in times of peace." – Jonas Salzgeber🔗 Jonas Salzgeber’s Links:📘 The Little Book of Stoicism: Timeless Wisdom to Gain Resilience, Confidence, and Calmness🌐 NJ Lifehacks Official Site🧘‍♂️ Mastering Flow: Perform Better, Experience More Joy, and Live a Happier Life🔗 David’s Links:✍️ Stoicism: The Philosophy of Financial Independence💰 Free Money Course🍏 Forget About Money on Apple Podcasts🎧 Forget About Money on Spotify#gratitude #personalfinance #moneylessons #stoicism🎧 Listen & Subscribe:Join us for more episodes exploring Stoic philosophy, financial independence, and cultivating a mindful approach to money and life. Hit subscribe and tap the bell 🔔 to stay updated!📜 Disclaimer: This podcast is for entertainment and informational purposes only and is not financial advice. Always consult a qualified financial advisor before making major financial decisions.
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  • 🌿 Practical Stoicism: Turning Adversity Into Strength With Jonas Salzgeber! ✍️
    🧘 Practical Stoicism helps us navigate life's challenges with clarity, acceptance, and emotional resilience. In this episode, Jonas Salzgeber shares how Stoic philosophy can guide us in managing anxiety, aligning our values, and flourishing through virtue and mindfulness.Watch and Subscribe on YouTubeIn this episode, we discuss: 1️⃣ Misconceptions About Stoicism: Why Stoicism is not about suppressing emotions but fostering awareness and regulation. 2️⃣ Key Themes in Stoicism: Virtue, control, and personal responsibility as pathways to flourishing. 3️⃣ Stoicism and Anxiety: How Stoic practices combat the stresses of modern life, including social media and consumerism. 4️⃣ Self-Reflection: Discovering your best self through introspection and mindfulness. 5️⃣ Gratitude and Perspective: Reframing challenges and embracing life’s inherent complexity. 6️⃣ Cultural Perspectives: How Stoicism resonates differently across societies and lifestyles. 7️⃣ Practical Meditations: Techniques inspired by Stoicism to regulate emotions and find inner peace.🔗 Jonas Salzgeber’s Links: 📘 The Little Book of Stoicism: Timeless Wisdom to Gain Resilience, Confidence, and Calmness🌐 NJ Lifehacks Official Site🧘‍♂️ Mastering Flow: Perform Better, Experience More Joy, and Live a Happier Life📝 Notable Quotes 🧘 "Be well, despite all the luxury." – Jonas Salzgeber 🤔 "You don't really know whether something is good or bad because you don't know the future. Life is more complex than we know or will ever understand." – Jonas Salzgeber ✍️ "If you didn't learn these things in order to demonstrate them in practice, what did you learn them for?" – Jonas Salzgeber 🌱 "You can always at least see something as a challenge for you to grow, even if it's really difficult." – Jonas Salzgeber 🛡️ "Take responsibility. For the Stoics, you are responsible for your own flourishing in life." – Jonas Salzgeber 🧠 "If it’s not right, do not do it. If it’s not true, do not say it." – Marcus Aurelius 🌊 "Seek not for events to happen as you wish, but rather wish for them to happen as they do, and your life will go smoothly." – Epictetus 🎁 "Don’t take life for granted; treat it as a gift and use it well." – Ancient Stoic Philosophy 🎯 "Focus on what’s within your control and accept the rest." – Core Stoic Teaching🔗 David’s Links:✍️ Stoicism: The Philosophy of Financial Independence💰 Free Money Course🍏 Forget About Money on Apple Podcasts🎧 Forget About Money on Spotify#mindfulness #personalgrowth #stoicism #practicalstoicism 🎧 Listen & Subscribe: Join us for more episodes exploring Stoic philosophy and its practical applications for modern life. Hit subscribe and tap the bell 🔔 to stay updated!📜 Disclaimer: This podcast is for entertainment and informational purposes only and is not financial advice. Always consult a qualified financial advisor before making major financial decisions.
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  • 💸 How to Stop Spending Money: Overspending, Prada Shaming, and Sugar Gliders! 🦄
    🎁 How do we stop spending money on things we don't need? We cover the psychology of excessive spending, exploring why we buy things we don’t need, how to prioritize our purchases, and strategies to avoid being manipulated by marketing tactics.Watch and Subscribe on YouTubeIn this episode, we discuss: 1️⃣ Why We Spend: Differentiating between needs and wants and how societal pressures influence gifting. 2️⃣ Emotional Spending: How marketing and social media fuel impulsive purchases and financial strain. 3️⃣ Prioritizing Purchases: The importance of aligning spending with values, like investing for financial independence. 4️⃣ Holiday Spending Tips: Setting budgets, automating savings for gifts, and avoiding last-minute overspending traps. 5️⃣ Breaking the Cycle: Simple, actionable ways to resist consumer pressures and build a better financial foundation.🔗 Carla’s Links: 📘 Demon Copperhead by Barbara Kingsolver🔗 David’s Links: 🛒 Honey App to track prices⚖️ Deserve vs. Earn💰 Free Money Course🍏 Forget About Money on Apple Podcasts🎧 Forget About Money on Spotify#overspending #personalfinance #financialfreedom🎧 Listen & Subscribe: Join us for more episodes tackling financial independence, frugality, and making smarter spending decisions. Hit subscribe and tap the bell 🔔 to stay updated!📜 Disclaimer: This podcast is for entertainment and informational purposes only and is not financial advice. Always consult a qualified financial advisor before making major financial decisions.
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  • 🤦‍♀️ "Die With Zero": Millionaires Only, Please! 🤷‍♂️
    ⚠️ In this episode, we break down Die With Zero by Bill Perkins, exploring its bold advice to spend rather than save. Is it a life-changing philosophy or a steamroom chat among the elite? We critique its core concepts, discuss why it might harm the average person’s finances, and suggest practical alternatives for living a meaningful life. Watch and Subscribe on YouTube💎 Whether you’re curious about memory dividends, time bucketing, or how Die With Zero contrasts with financial independence principles, this episode offers an honest, fun, and critical analysis. In this episode, we discuss: 1️⃣ What is Die With Zero? Exploring the premise of spending for experiences over saving and the concept of memory dividends. 2️⃣ Time Bucketing and Peak Health: How to align life experiences with physical and financial milestones. 3️⃣ Who Die With Zero is For: Why it resonates with millionaires but may miss the mark for others. 4️⃣ Critiques and Alternatives: The pitfalls of its spending advice and practical strategies for financial independence.🔗 Carla’s Links: 🎙️ Guy Lombardo -- Enjoy Yourself, It's Later Than You Think📘 The Art of Frugal Hedonism🔗 David’s Links: 🏖️ The Fun Bucket Strategy: How to Spend Money in Retirement! | Mark Trautman & Kevin Sebesta📘 Die With Zero: Nope, because it isn’t worth your money (unless you are a millionaire). If you must, go to a library or just listen to podcasts and blogs about it. 📘 Die With Zero Reddit📘 Die With Zero Author💰 Free Money Course🍏 Forget About Money on Apple Podcasts🎧 Forget About Money on Spotify#financialindependence #personalfinance #bookreview #diewithzero #billperkins🎧 Listen & Subscribe: Dive into more episodes where we explore financial independence, frugality, and living meaningfully. Hit subscribe and tap the bell 🔔 to stay updated!📜 Disclaimer: This podcast is for entertainment and informational purposes only and is not financial advice. Always consult a qualified financial advisor before making significant financial decisions.
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About Forget About Money

Hosted by: David BaughierWatch on YouTube HereWelcome to the Forget About Money podcast, where we encourage you to take action today so that you can focus on what matters most to you.Flavor: Money, Lifestyle, Mindset, and a Dash of HumorWatch us on YouTube: Meet the Host: David: The Calculated Voice of Financial Wisdom. David is the epitome of calm and collected, especially when navigating the complexities of personal finance. His advice is grounded, reliable, and reflects his deep understanding of the financial independence journey. David is the guy behind Fiology, a free resource that escorts you through 52 concepts of financial independence - for free! Click here  for the free money course.What You Will Hear! In-Depth Money Matters: Dive into comprehensive discussions about personal finance, including topics like effective budgeting strategies, smart investment choices, and navigating the ever-changing economic landscape.  Practical Lifestyle Hacks: Learn how to enhance your lifestyle without straining your finances. Episodes might cover topics such as frugal yet fulfilling travel, cost-effective home improvements, or how to enjoy luxury experiences on a budget. Mindset Focus: Explore ways to maintain a positive and productive mindset in the face of financial challenges. Listen to real-life stories of overcoming debt, the psychological aspects of money management, and tips for staying motivated on the path to financial independence.Social Handle: @forgetaboutmoneyWhere to Watch: YouTube @forgetaboutmoneypodcast - Subscribe
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