The Clever Girls Know Podcast With Bola Sokunbi

If you've paid off your debt… first of all, congratulations. That is a huge financial milestone.
But here's the truth most people don't talk about: What you do next matters just as much as paying it off. Because if you don't have a plan, that extra money can disappear just as quickly as it used to go toward debt.
On this episode, I'm walking you through 10 smart money moves to make after paying off debt so you can stay debt-free and start building real wealth.
You'll learn: 
What to do immediately after paying off debt
How to avoid lifestyle creep
Where to put your extra money now
How to build your emergency fund the right way
How to start investing after debt
How to shift your mindset from debt-free to wealth builder
This is your next chapter. Paying off debt is often about survival. What comes next is about ownership, investing, and long-term wealth.
 
New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now
 
More Clever Girl Finance Resources:
👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance

On this episode of the podcast, we're joined by Angela Weikel, founder of The Moneta Academy, for a powerful conversation about what it really takes to rebuild your finances while navigating burnout, service work, and real life pressure. 
She shares her personal journey from being nearly $80,000 in debt and emotionally overwhelmed to achieving financial stability, paying off her car, and becoming a homeowner. Through a nervous-system–informed lens, Angela reframes financial stress and burnout not as personal failure, but as a response to systemic strain, and offers a more compassionate, sustainable path to building clarity, confidence, and peace with money.
Angela is deeply committed to supporting the helpers—case managers, advocates, and system leaders—who carry so much for others, often at the expense of themselves.
What Angela Discussed on the Podcast:
Her background and what led her to join Clever Girl Finance.
What life felt like while carrying nearly $80,000 in debt—emotionally and financially.
The decision to stop staying stuck and take control of her finances.
Building a relationship with money rooted in clarity, consistency, and self-trust.
The specific tools and frameworks that helped her pay off debt.
What made her financial transformation sustainable—not just temporary.
The difference between financial stability and true financial peace.
How goal setting helped turn intention into real, measurable progress.
Challenging the belief that financial stability isn't possible for everyone.
How her personal journey now shapes the way she supports others through The Moneta Academy.
Advice for women who pour into others but feel financially and emotionally drained themselves.
Her clever girl superpower.
Where to learn more about her work and offerings.
 
How to Keep Up With Angela Weikel:
LinkedIn: Angela Weikel
Instagram: @the_moneta_academy
Join her waitlist: Mini Course Waitlist
Learn more: Angela Weikel
 
New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now
 
More Clever Girl Finance Resources:
👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now
If you just had a baby, or you're about to, your life has changed in a big way. And your finances? They've changed too. In this episode, I'm breaking down 8 essential money moves every new parent needs to make right now to protect their family and build long-term financial security.
These are practical, real-life steps you can take immediately—even if you're exhausted and short on time. Because the truth is: the decisions you make in these early months can have a lasting impact on your financial future.
You'll learn key tips on: 
How to update your budget for your new reality
Why your emergency fund needs to grow—and by how much
What to know about adding your baby to health insurance
Why life insurance is critical once you have a child
Updating your beneficiaries and create a will
Starting to save for college with a 529 plan
Thinking through your income and career plan as a parent
Why automating your savings is a game-changer
 
For new and expecting parents:
Whether you're a new mom, expecting your first baby, or growing your family, these money tips will help you feel more confident and prepared with your finances.
 
More Clever Girl Finance Resources:
👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now
If you've ever felt like wealth is only for "other people," you're not alone. I used to think the same thing—until I realized that building wealth isn't about luck, or hype. It's about having a system. In this video, I'm breaking down the 4 pillars of wealth that helped me become a millionaire, and how you can start using them in your own life today. 
 
You'll learn: 
What the 4 pillars of wealth are
How to turn your income into long-term wealth
Why you don't need to do everything at once
How to build a strategy that actually fits your life
Whether you're just starting your financial journey or looking to level up, this framework will help you build wealth with intention—not guesswork.
 
More Clever Girl Finance Resources:
👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now
On this episode of the Clever Girls Know Podcast, I'm sitting down with one of you—a Clever Girls Know Podcast listener and community member—to talk about what it really looks like to start from scratch and stay consistent.
I'm interviewing Nancy Ceus-Decoteau, an aspiring educator and entrepreneur who began her financial journey during the pandemic in 2020. What started with discovering Clever Girl Finance and using free worksheets turned into a complete mindset shift around money.
Since then, Nancy has launched her own childcare business, is working toward her bachelor's degree to become a teacher, and is actively building a foundation for long-term financial freedom. Her story is a reminder that wealth-building doesn't start with perfection—it starts with a decision to do better, one step at a time.
What Nancy Discussed
How she started her financial journey during the pandemic in 2020
Feeling unprepared with money and deciding to take budgeting seriously
Discovering Clever Girl Finance and using free worksheets to organize her finances
Building her first budget and creating a clear financial plan
Gaining confidence through learning, reading, and applying financial concepts
Starting her childcare business and stepping into entrepreneurship
Developing discipline and responsibility with money as a business owner
Navigating challenges with saving and staying consistent
Balancing school, business, and financial goals at the same time
Staying committed to long-term financial freedom despite setbacks
Defining what financial freedom looks like for her future
Advice for others who are just beginning their financial journey
 
How to Keep Up With Nancy
Follow on Instagram: @nancy_poo92
Follow her business journey: @nurturedbynd
 
More Clever Girl Finance Resources:
👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance