John and Rachelle go back to basics in this episode, answering common questions about buying your first investment property. From whether to buy a house or a unit, to what kind of loan structure and team you need, they break it all down. Plus, two real-life listener stories that show how different paths into the market can still lead to solid outcomes. This episode covers:👉🏻 how to choose the right type of property👉 house vs unit: what’s better for investing?👉🏽 how much deposit do you really need?👉🏾 interest-only vs principal & interest loans👉🏿 where to invest: close to home or interstate?👉🏻 capital growth vs. rental yield👉 new vs. established properties👉🏼 upfront and ongoing costs to factor in👉🏾 when to consider a trust structure👉🏽 who should be in your property teamThis is a sponsored episode. Find out more at terrischeer.com.au and remember before buying this insurance issued by Terry Scheer, read the PDS and TMD and consider whether it's right for you.Check out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.comNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auNeed a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
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41:41
719 election done, what’s next for property?
The election's over and Labor's locked in for another term, so what does that mean for home buyers and investors? John and Rach break down the key policies on the table and how they could impact the market over the next few years. They cover:👉🏾 universal 5% deposit changes (no income cap!)👉🏿 why January 2026 could trigger a demand surge👉🏻 shared equity scheme pros and cons👉 new builds vs established areas: what to consider👉🏼 build-to-rent incentives and rental market shifts👉🏽 foreign investor restrictions now in effect👉🏾 how interest rate drops could change your borrowing powerNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auCheck out John's investment buyer's agency here: https://www.envisageproperty.com.au/Need a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
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36:10
718 upsizing & bridging loans: are they worth it??
In this episode, John and Rach break down the three main options for upsizing your home. They also cover the emotional and financial realities of upsizing, why bridging loans get a bad rap, and how to test if you’re really ready for a bigger mortgage. Using real client stories, they unpack:👉🏾 selling before you buy👉🏻 buying before you sell (with or without a bridging loan)👉🏼 negotiating a simultaneous settlementNeed clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auNeed a mortgage broker? Check out https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
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39:29
717 Q&A (sibling guarantee, type vs location, choosing the right street) + new host announcement!
Today, John officially welcomes mortgage broker Rachelle Kroon as a permanent host on this is property! She's the founder of Sphere Home Loans and has been a familiar voice on the show over the years, so if you guessed it might be her, nice work! She knows her stuff and fits right in. To kick things off, John and Rach dive into a Q&A covering:👉🏻 sibling or friend guarantees - are they even possible?👉🏼 location or property type - which is better?👉🏽 what makes a ‘good’ street when buying property?👉🏾 are there any legal issues around parental guarantees?👉🏿 I'm 52, should I use equity to invest in property or my super?👉 choosing the right tradies for the job👉🏼 how do I know if I should buy a forever home or stepping stone?Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auNeed a mortgage broker? Check out Sphere Home Loans: https://www.spherehomeloans.com.au/We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
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33:51
716 parental guarantee, 2 builds and a pivot to buy the dream home (case study)
In today’s episode Rach from Sphere Home Loans returns to share a real client case study about Nicole, a young woman who started her property journey solo and made some smart early moves. With the help of a parental guarantee, Nicole built a two property portfolio before meeting her partner. But when it came time to buy their dream home together, things got complicated.Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.auWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Hosted on Acast. See acast.com/privacy for more information.
Join John Pidgeon — property investor, coach, buyers’ advocate and author — and Rachelle Kroon, mortgage broker, investor, and founder of Sphere Home Loans, as they dive into all things property. From buying your first home to building a portfolio, they share practical insights, expert advice, and real-world stories. With guests from every corner of the property space, John and Rachelle will help you take your next step with clarity and confidence.Formerly my millennial property. Hosted on Acast. See acast.com/privacy for more information.
New Zealand