Think your farm is your retirement plan? Think again.In this confronting MINI EPISODE, Ben Law — The Financial Bloke — takes aim at one of the most dangerous beliefs in family agriculture: “The farm is my super fund.”That mindset has quietly blown up more successions than droughts or disputes ever have.You’ll discover:Why relying solely on the farm for retirement is a recipe for regretHow off-farm assets create options — and protect your family from debt and dysfunctionA practical starting point for building retirement income without sacrificing the businessReal-world examples of what happens when you plan ahead… and when you don’tThis episode is essential listening for anyone who wants to transition the farm without tearing the family apart — and leave a legacy with options, not obligations.-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/
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5:06
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5:06
#105: The Real Risk Isn’t Being Wrong — It’s Being Slow with Mark Ferguson - Think Agri
What’s holding your family business back — being wrong, or being too slow to change?In this energising conversation, Ben Law sits down with Dr. Mark Ferguson — sheep genetics expert, CEO of Next Gen Agri, and host of The Head Shepherd Podcast — to explore why the greatest risk in ag today isn’t failure... it’s inertia.From the paddock to the boardroom, this episode cuts through the fluff and tackles the hard truth: the families that thrive are the ones who fail fast, think curiously, and adapt quicker than the rest. It’s not about having all the answers — it’s about asking better questions, challenging old assumptions, and staying ahead of the curve.You’ll learn:Why “slow to act” is deadlier than “wrong to act”How a curious mindset can compound your resultsThe role of confirmation bias and how it traps even good operatorsWhy your next generation may be your best untapped assetThe power of asking dumb questions and staying open — no matter your age or experienceWhether you're managing millions in livestock or just starting to hand over the reins to the next generation, this episode is a wake-up call to stop waiting — and start evolving.Hit play. Then share it with someone who needs a nudge to think bigger, act sooner, and lead smarter. "Succession wasn’t ideal for you — and deep down, you don’t want to go through the same thing with your kids"-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/
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45:49
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45:49
MINI: Mastering Fear & Frustration — Emotional Fitness for High-Performing Families
Ever found yourself snapping at the wrong person, avoiding the real issue, or feeling stuck but not sure why?In this punchy mini episode, Ben Law — The Financial Bloke — unpacks the two emotional drivers that quietly derail farming families: fear and frustration. Left unchecked, these forces sabotage relationships, cloud decisions, and stall progress.But here’s the good news: once you understand them, you can master them.Ben reveals:Why even the most successful families are being silently shaped by these emotionsHow fear and frustration disguise themselves as busyness, anger or avoidanceFour practical tools to help you respond like a leader instead of reacting like a victimThe one question high performers ask when the pressure hitsIf you want to build emotional fitness, lead your family better, and stay grounded in tough times — this episode delivers the goods.-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/
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8:18
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8:18
#104: Regenerating the land is only half the battle—Don’t forget to regenerate your family with Charlie Arnott - The Regenerative Journey
When the paddocks are thriving but the family’s falling apart, what’s really being regenerated?In this episode of The Agricoach Wealth & Wisdom Podcast, Ben Law sits down with eighth-generation farmer and regenerative ag pioneer Charlie Arnott. Charlie shares the raw, unfiltered story of what led him to overhaul his approach to farming—and, just as importantly, to life. From burnout during the millennium drought to discovering the power of values-led living, Charlie’s journey goes far beyond soil health. Together, Ben and Charlie explore how curiosity, communication, and conscious planning are the real generational assets—both in the paddock and around the dinner table.If you’re a forward-thinking farming family that’s built a successful operation but knows there’s more to legacy than land and livestock, this episode will challenge and inspire. You’ll walk away with practical ideas—from the power of a 12-month family calendar to simple daily rituals—that could be the key to regenerating not just your farm, but your family’s future."Succession wasn’t ideal for you — and deep down, you don’t want to go through the same thing with your kids"-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/
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49:30
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49:30
MINI: The Hidden Tax That’s Quietly Costing Your Family Millions
You’re smart about tax. You’ve got a good accountant. You’ve structured things well.But what if there’s one tax you’re still paying — and it’s not even on the spreadsheet?In this sharp and confronting MINI EPISODE, Ben Law — The Financial Bloke — exposes the silent killer most farming families never see coming: The Ignorance Tax.It’s the cost of not knowing what you don’t know — and it’s draining your time, money, and momentum without you realising.You’ll discover:What the Ignorance Tax looks like in a high-performing family (real-world red flags)How it compounds quietly over time — damaging relationships, slowing decisions, and fuelling resentmentThe one simple habit that slashes this tax and puts you back in controlIf you want to build a family and business that thrives across generations, this episode is your call to stay curious, think strategically, and stop paying for what you could fix.-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family’s wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/
About AgriCoach Wealth & Wisdom Podcast by The Financial Bloke
Wealth & Wisdom: For Farming Families Who Want More Money matters — but wisdom is what makes it last. For Australia’s most successful farming families, financial growth is only part of the picture. True, lasting success means aligning your wealth with your values, nurturing strong family relationships, and building a legacy that endures for generations. Join Ben Law, The Financial Bloke and founder of Agricoach, Australia’s leading coaching business for high-performing rural families, as he shares the insights, stories, and strategies that matter most. With over two decades of experience advising and coaching some of the country’s most successful agricultural families, Ben now dedicates his work to helping others do the same — through the High Performing Families Accelerator and this powerful podcast. On the Wealth & Wisdom podcast, you’ll hear from industry experts, thought leaders, and inspiring rural voices. Together, you’ll explore what it really takes to grow, protect, and transition wealth — without sacrificing family harmony or personal fulfillment. Whether you’re preparing for succession, investing off-farm, managing family dynamics, or shaping the next generation of leadership, this podcast is your trusted source of clarity, strategy, and perspective. Smart decisions. Stronger families. A legacy worth leaving. Welcome to Wealth & Wisdom — tune in and grow with us.
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