The Profit First Podcast Australia and New Zealand

Most tradies think the money sitting in their bank account means they’re doing okay, until it quietly disappears. In this snapshot, Katie breaks down why that happens, and how the first Profit First principle (small plates) stops the bleed instantly.Then she dives into serving sequentially, the Profit First principle that confuses most business owners at first, but becomes the game-changer once they understand it. Katie shows how allocating revenue in a strict order reveals the true health of your business, exposes hidden problems fast, and gives you a clear plan for what to fix next.If your business feels busy but the bank account tells a different story, this conversation shows you how Profit First turns uncertainty into clarity, and clarity into profit.You’ll learn:Why money “disappears” when it sits in one or two accountsHow the small plates principle stops overspending on autopilotThe simple purpose of multiple bank accounts — and why tradies make better decisions with themWhat “serving sequentially” really means inside Profit FirstWhy an underfunded operating expenses account is a warning sign, not a failureHow starting with just 1% profit rewires your thinking and improves cash flowThe allocation order that keeps GST, profit, owner pay, tax, and expenses exactly where they need to beHow Profit First gives you direction instead of overwhelmFor tradies who aren’t sure whether Profit First will work for them, this snapshot gives a grounded, real-world look at why the system creates confidence, structure, and profit, without complicating your bookkeeping.Apple - https://podcasts.apple.com/au/podcast/episode-03-why-your-business-isnt-profitable-and-how/id1800335872?i=1000700038916Spotify - https://open.spotify.com/episode/5CgYSl88OpebfzzbQ3ni8u?si=a885fc545e5b4119Watch the full episode on Youtube: https://youtu.be/9CT842jK69wCONNECT WITH KATIE CRISMALE-MARSHALL Instagram: https://www.instagram.com/profitfirstanz/Website: https://www.profitfirstaustralia.com.au/ LinkedIn: https://www.linkedin.com/company/profitfirstanz/YouTube: https://www.youtube.com/channel/UCGh889iRtnzqDh8RVPY7YCwFacebook: https://www.facebook.com/profitfirstanz

Dreading a broke January? You can change that before Christmas.If the first few months of every year feel like one long cashflow hangover, this episode will feel like a deep breath. You will learn a simple three step plan to get your cash in your bank account before Christmas and stop dragging unpaid invoices into January, February, and March. You will see exactly how to shorten the gap between finishing a job and getting paid, how to chase overdue invoices without feeling pushy, and how to reset your systems so the new year starts with money in the bank instead of panic in your chest.If you are a small business owner who is great at the work but tired of constantly waiting for cash to show up, this is your roadmap to a much calmer January. In this episode of Profit First for Tradies, you’ll learn the following:0:01 - Why the first quarter feels so stressful for small business owners 0:42 - How a non-negotiable invoicing habit transforms your cashflow 1:24 - A simple process to review who owes you money right now and how to follow up overdue invoices 2:10 - Hitting reset in January by repeating the same three steps 2:52 - Using templates and smart Xero reminders to automate more of the chasing Christmas rush now or cash crunch later? Here is how to make sure you get paid.Pop your headphones on, grab your invoice list, and use this as a working session to clean up your receivables and set your business up for a much calmer new year. CONNECT WITH KATIE CRISMALE-MARSHALL Instagram: https://www.instagram.com/profitfirstanz/Website: https://www.profitfirstaustralia.com.au/ LinkedIn: https://www.linkedin.com/company/profitfirstanz/YouTube: https://www.youtube.com/channel/UCGh889iRtnzqDh8RVPY7YCwFacebook: https://www.facebook.com/profitfirstanz

Most business owners think long hours, high overheads, and constant pressure are just part of the deal. Jodi Porteous shows a different path. Once she implemented Profit First, her business became leaner, clearer, and easier to run.In this snapshot, Jodi shares how moving her operation fully online cut her overheads in half and strengthened the way her team works. A dedicated 1% community account created meaningful impact across every location her team lives in. Another 1% saved for team travel grew steadily until it funded a full team retreat in Bali and a week-long business shutdown with no client issues.If you’ve been operating in survival mode, this snapshot shows how steady, consistent decisions can shift your business from heavy and reactive to intentional and sustainable.Listen to the full episode hereApple - https://podcasts.apple.com/au/podcast/episode-08-how-one-accountant-rewrote-the-rules/id1800335872?i=1000704633585Spotify - https://open.spotify.com/episode/7hDbKa6fDFaQk47MX4OY6Y?si=X8YJrQi-SSqHJUXsrKCfWQWatch the full episode on Youtube: https://youtu.be/W19ruI7ZY9w

You don’t need a finance degree to run a profitable business. You just need the right habits.In this episode, Katie Crismale-Marshall unpacks the biggest myth business owners believe: that you need to be a “numbers person” to take control of your finances. It’s just not true.Using real world examples and insights Katie explains how Profit First helps overwhelmed business owners shift from stress to clarity, by making profit a habit, not an afterthought.You’ll learn how to:Build profit into your business no matter your “money skills”Create consistent, sustainable systems that work in any seasonMake money management feel empowering (and even fun)Rewire old beliefs that keep you stuck in financial overwhelmRegain control, even when business throws you a curveballWhether “fun” is your word or not, Katie encourages you to define what you want your business to feel like, and connect that emotion directly to your profit systems. Because when profit becomes a habit, freedom follows.Listen to the full episode hereApple - https://podcasts.apple.com/au/podcast/episode-07-profit-first-mindset-how-profit-first-has/id1800335872?i=1000703782112Spotify - https://open.spotify.com/episode/0b4H8wPukZ5sMgaFDvvLR9?si=e125fb43e98a42b7Watch the full episode on Youtube: https://youtu.be/UfFffy66Un4?si=l2oGWkeunT2fDYM9

Making money but never seeing it? Let’s fix thatIn this snapshot episode, we unpack why profit so often disappears and how flipping the old accounting formula on its head can completely change your financial story. You’ll learn how to pay yourself first, set aside profit without starving your business, and finally start building a business that rewards you, not one that drains you.By the end of this episode, you’ll realise that ‘profit’ isn't something you hope for, but something you can guarantee.What you’ll learn:Why you’re making money but still not seeing profit, and how to fix itHow to flip the traditional accounting formula to make profit predictableThe simple 1% habit that helps you pay yourself (without starving your business)How Profit First builds a buffer for slow months, late payments, or growthWhy consistent profit isn’t luck, it’s a system you can buildListen to the full episode hereApple - https://podcasts.apple.com/au/podcast/episode-01-how-to-pay-yourself-first-and-still-grow/id1800335872?i=1000697976297 Spotify - https://open.spotify.com/episode/3x1bkebXL2TtDqlNbTrtoo Watch the full episode on Youtube: https://www.youtube.com/watch?v=kORd2nBScDY