The Table with Anthony ONeal

I taught debt freedom for 15 years. I was wrong about one thing.

Getting out of debt is not the finish line. It never was.

I sat in my apartment — 100% debt free for the first time in my adult life — and felt completely lost. No wealth plan. No investment strategy. No legacy framework. Just zero debt and zero direction.

Nobody taught me what came next. Not my school. Not my family. Not the financial system. And that silence cost me years.

This episode is for everyone who crossed the finish line and felt empty instead of full. For everyone working toward debt freedom right now, wondering "then what?" For every parent doing better than their parents did — but not sure if it's going to be enough for their kids.

Here's what I break down:

- Why debt freedom is the starting line, not the destination
- The 3 Phases of Financial Freedom (and why most people never make it past Phase 1)
- The AO Legacy Framework — Protect, Grow, Transfer
- Why getting out of debt with a survival mindset will sabotage your wealth every single time
- What wealthy families are doing that nobody in our community is talking about
- If you build it and don't transfer it, it dies with you.

Your kids deserve better than starting at zero. This conversation is how we change that.

Get the book: https://www.anthonyoneal.com/book
Debt Relief Resource: https://www.anthonyoneal.com/debtrelief

ABOUT ANTHONY ONEAL:
Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com
🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com

Connect With Anthony:
👉 Website: https://www.anthonyoneal.com
📸 Instagram: https://www.instagram.com/anthonyoneal
🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:
📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget
🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan
📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

These tools help you win with money:
- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings
- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly
- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff
- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo
- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos
- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp

Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER
This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

55% of Americans say they're getting poorer. That's the highest number Gallup has recorded since 2001 — higher than the pandemic, higher than 2008. But 45% aren't.

In this episode, I'm breaking down the 5 things separating the people quietly building wealth from the people quietly drowning in 2026. This isn't theory. This is the exact framework I used to go from broke and living in my car to a net-worth millionaire.

Get the book "Stop Living Paycheck to Paycheck" (over $275 in free bonuses): https://anthonyoneal.com/book

🔗 RESOURCES MENTIONED:
• Pre-Order "Stop Living Paycheck to Paycheck": https://anthonyoneal.com/book
• Compare Top Investing Platforms: https://anthonyoneal.com/invest
• Download the In The Black App: https://anthonyoneal.com/app

CHAPTERS:
0:00 - Why 55% of Americans Are Getting Poorer
3:15 - How Bad It Really Is (The Numbers)
6:30 - Thing #1: Give Your Money a Mission
11:00 - Thing #2: Marry the Vision, Date the Method
16:45 - Thing #3: Hold Family Wealth Meetings
22:30 - Thing #4: Declare War on Consumer Debt
26:00 - Thing #5: Invest On Purpose
30:15 - The Truth That Will Set You Free

Subscribe & join the In The Black family. We're better together than apart.

#StopLivingPaycheckToPaycheck #BuildWealth #FinancialFreedom

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

About half of my college students shouldn't even be in my classroom. I say that as a professor at an HBCU — not from a cheap seat, but from the front of the classroom.

Here's the truth nobody wants to say out loud: a 4-year degree is NOT the right path for every single person. Some of y'all are walking out with $40,000 in student loan debt for a path that was never built for who you are.

In today's episode, I'm breaking down 5 skills that pay $5,000+ a week, cost less than ONE semester at a state school, and can be learned in 90 days or less. These jobs are bulletproof — they can't be done remotely, can't be offshored, and AI can't replace them.

Whether you're 17 trying to figure out your next move, 35 stuck at a job that doesn't pay enough, or 50 wondering if it's too late — this episode is for you.

If you're a parent watching this, please listen carefully. If your child is gifted with their hands, don't push them into a 4-year university just because that's what your generation valued. That's not love. That's pressure.

This is about freedom. This is about wealth. This is about peace.

⏱️ TIMESTAMPS:
0:00 - Intro: Half My Students Shouldn't Be Here
3:00 - Why College Isn't For Everyone
6:00 - Skill #1: AI Implementation ($110K-$200K)
10:00 - Skill #2: Specialized Technical Trades ($85K-$160K)
14:00 - Skill #3: Cybersecurity ($99K-$200K)
18:00 - Skill #4: Data Literacy & Visualization ($88K-$132K)
21:00 - Skill #5: Sales & Revenue Operations ($154K-$250K)
24:00 - The 90-Day Strategy To Start

🔗 RESOURCES MENTIONED IN THIS EPISODE:

- Pre-Order My New Book "Stop Living Paycheck to Paycheck" (Pre-order before August 25th to get $275 in FREE bonuses):
👉 https://www.anthonyoneal.com/book
- Get AI Certified with Careerist (The same program that helped my contractor earn $10K):
👉 https://www.anthonyoneal.com/learnai
- Enroll at Regent University & Apply for the $10,000 In The Black Scholarship + $500 Sign-Up Scholarship:
👉 https://www.regent.edu/anthony

ABOUT ANTHONY ONEAL:
Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com
🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com

Connect With Anthony:
👉 Website: https://www.anthonyoneal.com
📸 Instagram: https://www.instagram.com/anthonyoneal
🎵 TikTok: @_anthonyoneal

FREE TOOLS & RESOURCES:
📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget
🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan
📞 Call In & Be On The Show: (771)-224-8131

TRUSTED PARTNERS:

These tools help you win with money:
- SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings
- Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly
- Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff
- MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo
- Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos
- BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp

Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community!

⚠️ GENERAL DISCLAIMER
This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions.

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

On this episode of The Table with Anthony ONeal, George Kamel joins us to share insights from his transformative new book, Breaking Free From Broke. George reveals his journey to becoming debt-free, offering a powerful example of how an everyday person on an average salary can achieve financial independence. By following this path, George became a net worth millionaire, demonstrating that true financial freedom is within reach for everyone. His story is a blueprint for changing not just your financial situation, but your family's generational legacy. Tune in to learn how you can take control of your finances and create lasting wealth for generations to come.

📙 Order George's Book Today: https://ter.li/f2qljj

Mentioned On Today's Show:
🤝 Chime: https://link.anthonyoneal.com/chime
📱 George Kamel: https://www.instagram.com/georgekamel/
▶️ George Kamel's YouTube:  @GeorgeKamel 
❇️ EveryDollar: https://shorturl.at/TQ7BM
📔 Pre-order My New Book: https://www.anthonyoneal.com/book
💰The New Millionaire Masterclass: https://millionaire.anthonyoneal.com/
📖 Book of the month: https://amzn.to/3wAHebK
*Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. Early access to direct deposit funds depends on payer. SpotMe eligibility requirements and overdraft limits apply. See chime.com/spotme*

Checkout My Network Partners:
🤝 Better Help: https://link.anthonyoneal.com/betterhelp
🤝 Chime: https://link.anthonyoneal.com/chime
🤝 Course Careers: https://link.anthonyoneal.com/coursecareers
🤝 Ethos Life Insurance: https://link.anthonyoneal.com/ethos
🤝 Sofi High Yield Savings: https://link.anthonyoneal.com/savings

Tools Created With YOU In Mind:
📔 Pre-order My New Book: https://www.anthonyoneal.com/book
📧 Email List: https://link.anthonyoneal.com/E3Community
💲Wealth Builder Tool: https://link.anthonyoneal.com/wealthbuilder
💰 Wealth Calculator: https://link.anthonyoneal.com/wealthcalculator
💸 Debt Calculator: https://www.anthonyoneal.com/debt-calculator
🏦 High Yield Savings Account: https://link.anthonyoneal.com/savings
💵 MooMoo Investment Account: https://link.anthonyoneal.com/moomoo
💲Financial Advisor: https://anthonyoneal.com/getmyplan
📗 The Ultimate Guide To Debt Payoff: https://www.anthonyoneal.com/free-tool/debt-payoff
📒 Make Money Online: https://www.anthonyoneal.com/free-tool/how-to-make-money-online
📈 Get A Raise: https://www.anthonyoneal.com/getaraise
📞 Schedule a 10 Min Call with Yellow Tail Tech: https://link.anthonyoneal.com/yellowtail
👩🏾‍❤️‍👨🏾 Singles Playbook Quiz: https://take.singlesplaybookquiz.com/
❓ Guide To Asking Hard Questions: https://get.thequestionsguide.com/o/
⛪️ My Devotionals on The Bible App: https://rb.gy/v0qf9i
🔎 Find a Church Near You: https://www.anthonyoneal.com/find-a-church-community

The Neatness Network:
🎤Patrice Washington: @PatriceWashington
📗Joy River: @TheCouchwithJoyFriends
👩🏾‍🍳Victoria Lewis: @thevictorialewis
🏅Justin Owens: @Runtheplay
👨🏾‍💻Cyrus Harbin: @techisthenewblack

FREE Webinar:
💻 The Personal Brand Masterclass: https://anthonyoneal.com/masterclass

RECOMMENDED Reading
📔 Debt Free Degree: https://amzn.to/3jA8GfR
📓 Destroy Your Student Loan Debt: https://amzn.to/3uG5wNQ
📓 Essentialism: The Disciplined Pursuit of Less: https://amzn.to/37iUUf1
📘 The Ruthless Elimination of Hurry: https://amzn.to/3uEiKdW

🎙 Listen to the show
iTunes: https://apple.co/2Wb2FhG
Spotify: https://open.spotify.com/show/1DnGlzL7NBkDxGrlfCjCKf?si=1r2Irh2BTV2kuuwTQb5k0A

🎵 Intro: "The Table - Evan Ford, https://www.instagram.com/itsevanford/?hl=en https://music.apple.com/us/artist/evan-ford/999576125"

GET IN TOUCH
🌍 My website - https://www.AnthonyONeal.com
🌍 Advertise With Me - partnership@anthonyoneal.com

Connect with Me!
Instagram: @anthonyoneal
Facebook: @anthonyoneal

Who I AM:
Hey, fam! I’m Anthony and I’m here to help you discover your authentic self and achieve spiritual, financial, and mental freedom. I know what it’s like to be in debt and homeless - I’ve been there. But with the grace of God, I was able to turn my life around and I’m now helping others to do the same.

Join me on my YouTube channel and let’s start this journey together. I’ll share my experiences, tips, and tools to help you achieve success and become debt-free. Plus, you can follow me on Instagram @AnthonyONeal and visit anthonyoneal.com for more resources and help.

Subscribe now and join the AO fam! Let’s get to it!

Have A Questions You Would Like Asked On The Show:
Tweet me @anthonyoneal or email me at anthony@anthonyoneal.com. If your question is long, I might not read it, just being honest. 😁

Disclaimer: Some of these links are affiliate links, which means I may get a commission if you purchase. However, none of the fees of these resources have been increased to compensate me. In fact, many of these have given me special discounts that I get to extend to you! 😉

Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

If you're the first person in your family to save $1,000 — stop everything and watch this.

Most financial advice skips the most important step. Not because it's complicated. Because it was never written with OUR community in mind.

In this video I'm breaking down 5 moves — in order — that turn your first $1,000 into the beginning of generational wealth. These aren't generic tips. This is the framework I wish someone had handed me when I was in your exact position.

Here's what we cover:
✅ Move 1 — How to protect your $1,000 from the threats nobody warns you about
✅ Move 2 — Where to position your money so it works while it waits
✅ Move 3 — The move most people skip (and why it destroys first-generation wealth builders)
✅ Move 4 — How to make your $1,000 multiply without needing to be a financial expert
✅ Move 5 — The Legacy Declaration that makes all 4 moves permanent

This isn't just about $1,000. It's about who your family becomes because of what you decide to do today.

📌 Resources mentioned:
→ Best High-Yield Savings Accounts: https://www.anthonyoneal.com/savings
→ Best Brokerage Accounts: https://www.anthonyoneal.com/invest
→ My Book: https://www.anthonyoneal.com/book

🔔 New videos every week. Subscribe so you never miss one.

#GenerationalWealth #PersonalFinance #WealthBuilding
#FirstGenerationWealth #AnthonyONeal #MoneyTips
#FinancialLiteracy #RothIRA #DebtFree #BlackWealth

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