Bank Math 101: How Credit Cards, Cars & Your Paycheck Affect Your Home Loan
In this episode Chereè and Derek break down “Bank Math” — the real formula banks use to decide how much you can borrow. From how credit cards and car loans quietly crush your borrowing power, to the mindset shifts that make the biggest difference, they unpack what it really takes to get into your first home. Plus, the inspiring story of a 19-year-old welder who bought his first house by driving a “shitbox” and working 60-hour weeks.The Fast Track Podcast is presented by Aera — the podcast that helps Kiwis get into their first home, faster!This podcast is proudly produced by the team at Fanaticals. Hosted on Acast. See acast.com/privacy for more information.
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20:12
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20:12
The Psychology of Saving: Why Some Spend and Others Save
In this episode we dive into the psychology of saving — why some people love watching their money grow, while others can’t stop spending. Chereè and Derek unpack the habits that shape your finances, how to shift your mindset and why belief might be your biggest savings hack. Plus, what bank delays mean for buyers and is giving up coffee really worth it?The Fast Track Podcast is presented by Aera — the podcast that helps Kiwis get into their first home, faster!This podcast is proudly produced by the team at Fanaticals. Hosted on Acast. See acast.com/privacy for more information.
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17:52
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17:52
Buying With Friends, Family or Lovers: What Could Go Wrong?
In this episode of Fast Track, Derek & Chereè unpack the rise of co-ownership — buying a home with friends, family, or a partner — and what you’re entitled to if things go south. Plus, Chereè and Derek break down why flatmate income could unlock up to $150K in borrowing power, and why Christchurch might be NZ’s most underrated spot for first-home buyers.The Fast Track Podcast is presented by Aera — the podcast that helps Kiwis get into their first home, faster!This podcast is proudly produced by the team at Fanaticals. Hosted on Acast. See acast.com/privacy for more information.
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16:54
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16:54
KiwiSaver Changes & The Interview That Sparked Outrage
In this episode, we discuss why Derek's appearance on Paddy Gower's podcast went viral and what he said that sparked multiple comment thread debates. Plus, Chereè unpacks changes to KiwiSaver and what they could mean for you.The Fast Track Podcast presented by Aera — the podcast that helps Kiwis get into their first home, faster!This podcast is proudly produced by the team at Fanaticals. Hosted on Acast. See acast.com/privacy for more information.
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15:54
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15:54
No More Secrets: How Money Talks Could Save Your Relationship
In this episode, we discuss financial infidelity and how money secrets could tear your relationship and home-owning dreams apart.The Fast Track Podcast presented by Aera — the podcast that helps Kiwis get into their first home, faster!This podcast is proudly produced by the team at Fanaticals. Hosted on Acast. See acast.com/privacy for more information.
Welcome to the Fast Track Podcast presented by AERA — the podcast that helps Kiwis get into their first home, faster!Hosted by Cheree Kinnear and Aera founder Derek Handley, Fast Track breaks down everything first-home buyers need to know. From the latest housing market news, to money tips and myth-busting, we bring you expert insight and practical tips to help you get ahead. Stay tuned for more episodes.This podcast is proudly produced by the team at Fanaticals. Hosted on Acast. See acast.com/privacy for more information.
New Zealand