Understanding Mortgages: Practical Advice for First-Home Buyers
In this episode of Fast Track, Chereè sits down with “The Mortgage Man” Aaron Cattell to guide first-home buyers through the often-confusing mortgage journey. Aaron shares practical, up-to-date tips on navigating shifting bank rules, securing pre-approval, and understanding what really matters when structuring your home loan. They unpack common deposit myths, highlight spending traps, and explain why now might be the best time to buy in years.The Fast Track Podcast is presented by Aera — the podcast that helps Kiwis get into their first home, faster!This podcast is proudly produced by the team at Fanaticals. Hosted on Acast. See acast.com/privacy for more information.
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25:45
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25:45
The Art of Side Hustles: Take the First-Home Fast Track
In this episode of Fast Track, Chereè and Derek unpack the art of the side hustles — from walking dogs, to late-night Uber shifts and weekend nannying — and how a bit of extra income can get you into your first home faster. Plus, KiwiSaver is bouncing back — Derek explains why your balance might be higher than you think.The Fast Track Podcast is presented by Aera — the podcast that helps Kiwis get into their first home, faster!This podcast is proudly produced by the team at Fanaticals. Hosted on Acast. See acast.com/privacy for more information.
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14:46
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14:46
Bank Math 101: How Credit Cards, Cars & Your Paycheck Affect Your Home Loan
In this episode Chereè and Derek break down “Bank Math” — the real formula banks use to decide how much you can borrow. From how credit cards and car loans quietly crush your borrowing power, to the mindset shifts that make the biggest difference, they unpack what it really takes to get into your first home. Plus, the inspiring story of a 19-year-old welder who bought his first house by driving a “shitbox” and working 60-hour weeks.The Fast Track Podcast is presented by Aera — the podcast that helps Kiwis get into their first home, faster!This podcast is proudly produced by the team at Fanaticals. Hosted on Acast. See acast.com/privacy for more information.
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20:12
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20:12
The Psychology of Saving: Why Some Spend and Others Save
In this episode we dive into the psychology of saving — why some people love watching their money grow, while others can’t stop spending. Chereè and Derek unpack the habits that shape your finances, how to shift your mindset and why belief might be your biggest savings hack. Plus, what bank delays mean for buyers and is giving up coffee really worth it?The Fast Track Podcast is presented by Aera — the podcast that helps Kiwis get into their first home, faster!This podcast is proudly produced by the team at Fanaticals. Hosted on Acast. See acast.com/privacy for more information.
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17:52
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17:52
Buying With Friends, Family or Lovers: What Could Go Wrong?
In this episode of Fast Track, Derek & Chereè unpack the rise of co-ownership — buying a home with friends, family, or a partner — and what you’re entitled to if things go south. Plus, Chereè and Derek break down why flatmate income could unlock up to $150K in borrowing power, and why Christchurch might be NZ’s most underrated spot for first-home buyers.The Fast Track Podcast is presented by Aera — the podcast that helps Kiwis get into their first home, faster!This podcast is proudly produced by the team at Fanaticals. Hosted on Acast. See acast.com/privacy for more information.
Welcome to the Fast Track Podcast presented by AERA — the podcast that helps Kiwis get into their first home, faster!Hosted by Cheree Kinnear and Aera founder Derek Handley, Fast Track breaks down everything first-home buyers need to know. From the latest housing market news, to money tips and myth-busting, we bring you expert insight and practical tips to help you get ahead. Stay tuned for more episodes.This podcast is proudly produced by the team at Fanaticals. Hosted on Acast. See acast.com/privacy for more information.