For The Hayters

Ever feel like you’re on top of the world on Friday, only to be digging through couch cushions for change by Monday? You aren’t alone—and it’s not just a "low income" problem. In this episode of Wallet Therapy, Becky (the Novice) and Alex (the Expert) dive into the "Friday High" vs. the "Monday Panic." We’re breaking down why even high-income earners find themselves trapped in a cycle of overspending and how to finally build some breathing room.
Inside the episode:
The "Friday High": Why your brain triggers a sense of abundance on payday (and how to survive the weekend).
High Earners, Zero Balances: The shocking stats on why making $100k+ doesn't automatically fix the cycle.
The Financial Firewall: Alex coaches a listener through a $20k windfall to build a safety net that actually works.
The $40 Ghost: Becky shares how she found an extra $40/month just by looking (and why you should, too).
Systems vs. Willpower: Why "trying harder" fails and how to automate your way to a net-zero spending plan.
Weekly Homework:
Find Your Leak: Audit your last 30 days and cancel one subscription or "convenience spend" you don't use.
Automate the Difference: Set up an auto-transfer to your savings for that exact amount on payday.
Connect with us:
Join the Live Therapy: Support the show and join our monthly live Q&As at patreon.com/beckyhayter.
Share your story: Email us at [email protected] to have your financial scenario featured on the show!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

TRIGGER WARNING: This episode discusses teen pregnancy, adoption, and cancer diagnosis.
Jamie Shoemaker’s life has never been a straight line. From navigating a high-pressure teen pregnancy in a conservative church to choosing a private open adoption at fifteen, Jamie has spent her life breaking cycles. She’s been an egg donor, a mother, and a fierce advocate for her own body—a skill that became a matter of life and death when a routine check-up turned into a cervical cancer diagnosis at age 35.
In this conversation, Jamie opens up about the "mind-fuck" of having her uterus—the organ that connected her to so much community and life—suddenly become the villain. We dive into the complexities of open adoption twenty years later, the reality of "survival" income through egg donation, and why she wrote an "ode to her uterus" before a life-altering hysterectomy. Jamie is a storyteller who reminds us that healing doesn’t happen in isolation and that "rest" is not a four-letter word.
Connect with Guest: @jshoe11

Don’t forget to subscribe, like, and share to help us continue bringing these stories to light.
🔹 New episodes drop every Monday!
🔹 Join our community! patreon.com/beckyhayter
🔹 Follow us on Instagram: @forthehayters
🔹 Submit your story: [email protected]
🔹 Grab some merch! beckyhayter.com
🔹 A KILLR Network podcast! killrentertainment.com

If you or someone you know needs support, please visit:
988 Suicide & Crisis Lifeline: 988lifeline.org | Call or text 988
Cervivor (Cervical Cancer Support): cervivor.org
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

RIGGER WARNING: This episode discusses late-term stillbirth, medical trauma, and postpartum hemorrhaging.
"I didn't even have to hear the words. I could read it all over her face." Alyssa was 38 weeks pregnant—at the finish line—when the world stopped. In this raw conversation, Alyssa walks us through the devastating loss of her first daughter, Marianna Yvette, and the terrifying medical crisis that followed, leaving Alyssa "knocking on heaven’s door."
We dive deep into the reality of pregnancy after loss—the scans every two weeks, the inability to feel excitement until the baby is crying in your arms, and the bittersweet realization that one child's life only exists because another's ended. This is a story about honoring the dead while fiercely raising the living.
Connect with Guest: Instagram: @lyssa821 Facebook: Alyssa Estes
Don’t forget to subscribe, like, and share to help us continue bringing these stories to light.
🔹 New episodes drop every Monday!
🔹 Join our community! patreon.com/beckyhayter
🔹 Follow us on Instagram: @forthehayters
🔹 Submit your story: [email protected]
🔹 Grab some merch! beckyhayter.com
🔹 A KILLR Network podcast! killrentertainment.com

If you or someone you know needs support, please visit: 988 Suicide & Crisis Lifeline: 988lifeline.org | Call or text 988 Support for Loss Families: Empty Arms
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Becky has beef with the word budget.
It feels restrictive. It feels like failure waiting to happen. It feels like getting grounded.
So in this episode of Wallet Therapy, Becky and Alex are flipping the script. We’re retiring the word “budget” and replacing it with something that doesn’t make your nervous system panic: a spending plan.
Inside this episode, we cover:
Why 84% of people “fail” at budgeting (and why that’s not a you problem)
The three-bucket method: Needs, Fun Money (aka the Becky Fund), and Debt/Savings
Why fun money actually helps you reach your savings goals
How to stop the all-or-nothing spiral after one $20 salad
The 10-Second Reset to interrupt impulse spending in real time
Why your spending plan should align with your values — not punish you
This isn’t about tracking your failures.
It’s about planning your freedom.
If you’ve ever started a budget on Monday and emotionally quit by Thursday, this one’s for you.
Ready to join the inner circle? Head over to our Patreon for early access to episodes and exclusive community! patreon.com/beckyhayter
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode discusses severe alcoholism, suicidal ideation, and suicide attempts. Please listen with care.
I sat down with Nicole, a mother of five who lived a "normal" life on the outside while a dark hole was swallowing her from the inside. From her first blackout at thirteen to drinking a Costco-sized handle of vodka every 24 hours, Nicole’s story is a harrowing look at how addiction isolates us from the people we love most—including ourselves.
We dive deep into the moments the world doesn't see: the manipulation, the medical emergencies, and the day Nicole decided it would be better if she simply wasn't here anymore. But the pills didn't work, and what followed was a grueling, beautiful, and 180-degree transformation. This isn't just a story about quitting a substance; it’s about a woman who spent years unable to be alone with herself finally learning to love the person she sees in the mirror.
Connect with Guest: Instagram: @cargonicole
Don’t forget to subscribe, like, and share to help us continue bringing these stories to light.
🔹 New episodes drop every Monday!
🔹 Join our community! patreon.com/beckyhayter
🔹 Follow us on Instagram: @forthehayters
🔹 Submit your story: [email protected]
🔹 Grab some merch! beckyhayter.com
🔹 A KILLR Network podcast! killrentertainment.com

If you or someone you know needs support, please visit: 988 Suicide & Crisis Lifeline: 988lifeline.org | Call or text 988 Alcoholics Anonymous: aa.org
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.